Partial approval involves a transaction with a pre-paid credit card and a balance due. The terminal can accept an authorization response for an amount that is less than the amount requested.
Partial approval is supported by the following issuers:
Visa
Mastercard
American Express
Discover
JCB
Pre-paid credit cards are sometimes referred to as "gift cards" but for the purposes of clarity, this document will refer to them as pre-paid credit cards. These cards are loaded with a pre-defined value and can be used during a purchase transaction to pay for all or part of the transaction.
Pre-paid credit cards are sold by the following card issuers:
Visa
MasterCard
American Express
Discover
JCB
Partial Approval Purchase transactions behave similarly to a regular swiped credit card Purchase transaction.
As with other regular credit and debit transactions, it is possible to perform corrections on Partial Approval Purchase transactions:
Refer to the Partial Approval Receipts topic to view illustrations of the different receipts for the different transactions involving Partial Approval.
Refer to the Partial Approval Transaction Scenarios topic to review some practical examples of how different cards are used in the various partial approval transactions.
It is possible to perform a Balance Inquiry on pre-paid credit cards.