Copy Request Reason Codes

The tables in this topic present the copy request reason codes broken down by card type. These reason codes appear on Dispute reports generated from the Dispute Management screen.   

NOTE:  Visa and MasterCard no longer initiate Copy Requests. However, this online help still includes them in case you are viewing historical data. 

View codes for:

Visa

Value Reason description
28 Request for copy bearing signature
29 T & E document request
30 Cardholder request due to dispute
32 Cardholder does not recognize
33 Fraud analysis request
34 Legal process request

MasterCard

Value Reason description
5 Cardholder does not agree with amount billed
21 Cardholder does not recognize 
22 Chip card transaction request
23 Personal records request
41 Fraud analysis request
42 Potential chargeback/compliance

Discover 

Value Reason description
1 Transaction documentation request
2 Transaction documentation request - T&E
3 Transaction documentation request due to cardholder dispute
4 Transaction documentation request for fraud analysis
5 Good faith investigation

American Express 

Value Reason description
4 Cardholder did not receive the ordered goods or services
21 Cardholder cancelled the goods or services, or attempt to cancel was unsuccessful
24 Cardholder requests return authorization; goods received were damaged or defective
59 Cardholder requests repair or replacement of damaged or defective goods
61 Credit should have been submitted as a charge
62 Charge should have been submitted as a credit
63 Credit requested for the 'quality' of goods or services, or replacement for goods or services that were not as described
127 Cardholder does not recognize the charge
147 Cardholder claims the charge will be paid by their insurance company
154 Credit requested for the goods or services that were cancelled and/or refused
155 Credit requested for goods or services that were not received
158 Credit requested for goods that were returned
169 Credit requested for a chage submitted in an invalid currency
170 Credit requested for a cancelled reservation or a CARDeposit 
173 Credit requested for a duplicate billing
175 Credit was expected but was not processed to a cardholder's account
176 Cardholder does not recognize the card-not-present charge(s)
177 Cardholder claims this charge was unauthorized
193 Cardholder claims this charge is fraudulent
680 Charge amount submitted differs from the agreed amount
684 Cardholder paid for charge with another form of payment
691 Request for itemization of purchase
693 The cardholder has questioned the charge for damages/theft/loss

JCB 

Value Reason description
4 Cardholder did not receive ordered goods or services
21 Cardholder cancelled the goods or services, or attempt to cancel was unsuccessful
24 Cardholder requests return authorization; goods received were damaged or defective
59 Cardholder requests repair or replacement of damaged or defective goods
61 Credit should have been submitted as a charge
62 Charge should have been submitted as a credit
63 Credit requested for the 'quality' of goods or services, or replacement for goods or services that were not as described
127 Cardholder does not recognize the charge
147 Cardholder claims the charge will be paid by their insurance company
154 Credit requested for the goods or services that were cancelled and/or refused
155 Credit requested for goods or services that were not received
158 Credit requested for goods that were returned
169 Credit requested for a charge submitted in an invalid currency
170 Credit requested for a cancelled reservation or a CARDeposit
173 Credit requested for a duplicate billing
175 Credit was expected, but was not processed to cardholder's account
176 Cardholder does not recognize the card-not-present charge(s)
177 Cardholder claims this charge was unauthroized
193 Cardholder claims the charge is fraudulent
680 Charge amount submitted differs from the agreed amount
684 Cardholder paid for charge with another form of payment
691 Request for itemization of purchase
693 The cardholder has questioned the charge for damages/theft/loss

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