Based on whether the card is present or not present, follow the appropriate entry method.
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For this situation: |
Do this: |
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Card is present |
For contactless cards: Tap the card on the terminal's contactless reader and follow the prompts on screen. For cards with a chip: Insert the card and follow the prompts on screen For cards with a magnetic stripe only: swipe the card and follow the prompts on screen |
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Card is not present |
Manually key in the card number using the terminal's keypad. |
When the cardholder is present, UnionPay transactions require card verification by cardholder signature. In addition to a signature, some cards required the entry of a Personal Identification Number (PIN).
Signature. If present, the cardholder must sign the merchant copy of the receipt, including transactions where the cardholder has entered a PIN.
PIN. UnionPay cards may prompt the cardholder for a PIN. Some cards permit the cardholder to bypass the PIN, if he/she has configured the card in this manner with the issuing bank.
It is up to the cardholder to know whether his or her card requires a PIN.